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The Isom Insurance Group

6842 S Florida Ave
Lakeland, FL 33813

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The Isom Insurance Group Blog

How to Pick Home Insurance Based On Your Needs

The Isom Insurance Group serves Polk County, FL, and beyond and can provide many types of coverage. For example, we can help you narrow your homeowner’s policy and satisfy you. Here’s what you need to do to get the most out of this process with us.

Know What You Need

Talk with us about the cost to fully rebuild your home and other concepts, such as dwelling coverage, inflation, and extended replacement needs. These expenses are essential to consider because the world will change and can significantly impact what your policy covers.

Consider Add-Ons

Extra policy protection may include scheduled personal property protection, sewer and water backup support, equipment breakdown, and home business endorsements. If you fall under any of these headings, consider these, as they provide great value at reasonable rates.

Don’t Forget Disasters

Florida homeowner insurance will protect against some disasters (in a state that experiences many) but not all. For example, floods and earthquakes aren’t covered. Even if we don’t get too many earth-shaking experiences here, floods are far more common due to hurricanes.

Read Policies Very Closely

Sit down and read through your policy to make sure it makes sense. The home insurance declaration page is significant, laying out everything you need to know. Get 3-4 of these from various providers and compare and contrast your options to choose.

We’re Here for You

At The Isom Insurance Group, we can help Polk County, FL, residents understand their homeowner’s policies. We’ll sit down with you, walk through the process, and ensure you know what’s happening. In this way, you’ll get the help you deserve to thrive and minimize potential financial issues if something happens to you.

Partner Carriers

  • Allstate
  • American Integrity
  • American Modern
  • American Mobile Exchange
  • American Traditions
  • AmWins
  • Aspera
  • Bristol West
  • Citizens
  • Dairyland
  • Florida Peninsula/Edison
  • Foremost
  • Foremost Signature
  • GeoVera
  • Heritage
  • Kemper/Infinity
  • Mercury
  • Monarch
  • National General
  • Olympus
  • Progressive
  • Safeco
  • Safeshore
  • Security First
  • Slide
  • Southern Oak
  • The Hartford
  • Travelers
  • True Insurance
  • Universal
  • Universal Property and Casualty
  • VYRD