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The Isom Insurance Group

6842 S Florida Ave
Lakeland, FL 33813

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The Isom Insurance Group Blog

How to Pick Home Insurance Based On Your Needs

The Isom Insurance Group serves Polk County, FL, and beyond and can provide many types of coverage. For example, we can help you narrow your homeowner’s policy and satisfy you. Here’s what you need to do to get the most out of this process with us.

Know What You Need

Talk with us about the cost to fully rebuild your home and other concepts, such as dwelling coverage, inflation, and extended replacement needs. These expenses are essential to consider because the world will change and can significantly impact what your policy covers.

Consider Add-Ons

Extra policy protection may include scheduled personal property protection, sewer and water backup support, equipment breakdown, and home business endorsements. If you fall under any of these headings, consider these, as they provide great value at reasonable rates.

Don’t Forget Disasters

Florida homeowner insurance will protect against some disasters (in a state that experiences many) but not all. For example, floods and earthquakes aren’t covered. Even if we don’t get too many earth-shaking experiences here, floods are far more common due to hurricanes.

Read Policies Very Closely

Sit down and read through your policy to make sure it makes sense. The home insurance declaration page is significant, laying out everything you need to know. Get 3-4 of these from various providers and compare and contrast your options to choose.

We’re Here for You

At The Isom Insurance Group, we can help Polk County, FL, residents understand their homeowner’s policies. We’ll sit down with you, walk through the process, and ensure you know what’s happening. In this way, you’ll get the help you deserve to thrive and minimize potential financial issues if something happens to you.

Safeguarding Your Thanksgiving: Tips for a Safe Holiday

Thanksgiving is a time for families to come together, share a meal, and give thanks. While the focus is often on the feast, it’s crucial to consider safety to ensure that the holiday remains joyous and accident-free. Here are some essential tips to keep in mind as you prepare for Thanksgiving.

1. Kitchen Safety

  • Prevent Fires: Keep flammable items like oven mitts, wooden utensils, and curtains away from your stove. Always turn pot handles inward to prevent accidental spills.
  • Turkey Fryer Caution: If you’re deep-frying your turkey, do it outside on a flat surface, away from the house. Make sure the turkey is completely thawed and dry to avoid oil splatters and fires.
  • Avoid Cross Contamination: Use separate cutting boards for raw meats and vegetables. Wash hands, utensils, and surfaces after handling raw poultry.

2. Home Safety

  • Smoke Alarms: Check your smoke alarms before you start cooking. Replace batteries if needed, and ensure all alarms are functioning.
  • Candles: If you use candles, never leave them unattended. Place them where they cannot be knocked over by pets or children.
  • Clutter-Free Zones: Keep walkways clear to prevent tripping hazards, especially in the kitchen where everyone seems to gather.

3. Food Safety

  • Proper Cooking: Ensure your turkey reaches a minimum internal temperature of 165°F (74°C) in the thickest part. Use a food thermometer to check.
  • Cooling Leftovers: Don’t leave food out for more than two hours. Divide leftovers into shallow containers to cool quickly in the refrigerator.
  • Reheating: Reheat all leftovers to 165°F (74°C) before eating.

4. Health and Hygiene

  • Hand Washing: Encourage everyone to wash their hands thoroughly before eating or handling food.
  • Allergy Awareness: If guests have food allergies, communicate with them about meal ingredients or offer alternatives.

5. Insurance Tips

  • Review Your Coverage: Before the holiday, it might be a good time to review your homeowners or renters insurance. Ensure you’re covered for potential damages or injuries.
  • Event Liability: If hosting many guests, consider if your liability insurance is adequate in case of accidents.

Thanksgiving should be a time of warmth and celebration, not worry. By following these safety tips, you can help ensure that your holiday is both enjoyable and secure. Remember, peace of mind is part of the preparation for a perfect Thanksgiving. Happy Thanksgiving from all of us at The Isom Insurance Group!

#HappyThanksgiving2024 #ThanksgivingTips #ThanksgivingSafety #HolidayTips #SafeAndSound #ThankfulAndSafe #TurkeyTime

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