You probably know that your home insurance policy covers your home’s structure and contents. However, there are things you may not realize are covered. We offer homeowner’s insurance at The Isom Insurance Group in Polk County, FL.
Identity Theft
Identity theft is a common threat these days, with 9% of adults experiencing identity theft in 2021. If you are a victim of identity theft, your homeowner’s insurance may cover the costs, including legal expenses and any transactions you weren’t responsible for.
Falling Objects
A meteor falling out of the sky is probably low on your list of worries. However, your homeowner’s policy will cover damage caused by falling objects. This includes meteors, airplanes, and satellite debris.
Living Expenses
If you can’t stay in your home, you have two problems: repair or replacement of your home and having a place to live in the meantime. The costs of these can quickly add up.
If your home is temporarily unlivable or destroyed, your homeowner’s policy will cover your living expenses until you can move back in. This includes rent or hotel fees, food, and transportation costs.
Spoiled Food
You probably don’t think much about the cost of the food in your fridge. However, this can be an unexpected expense if your food spoils due to a power outage. If your food spoils due to a covered event like a power outage, your homeowner’s policy will cover the costs of restocking your fridge.
Burglary
If you have a burglary, your homeowner’s policy will cover any stolen items and any damage that occurred. It also covers changing your door locks.
Homeowner’s Insurance with The Isom Insurance Group
If you need homeowner’s insurance in Polk County, FL, contact The Isom Insurance Group. Our friendly agents are here to discuss your needs and help you select the best policy for your situation.
