One of the chief concerns our team of insurance professionals at The Isom Insurance Group in Polk County, FL hears from our clients who enjoy the finer things in life is whether or not they’ll be able to protect their collection of valuable art pieces from theft. If you’ve ever lost something valuable or even had an expensive belonging stolen, you know how devastating it can be to try to replace it on your own. In situations like this, you’ll want to know if your home insurance coverage might be able to help you recover some or all of the value of the stolen fine art piece or other items from your collection.
Does Home Insurance Typically Cover a Fine Art Collection?
As with anything in the insurance world, it’s much better to have an idea of whether you could reasonably expect your insurance policy to cover something before you need to rely on it to recover funds for a qualifying event. That way, you won’t be left scrambling when the unexpected happens with no way of covering the unanticipated expenses. Although every insurance policy has terms and limits that are unique to that policy, we can speak to the things that home insurance policies typically include in their coverage.
Home Insurance policies usually cover valuable belongings in the case of theft. Before you assume that your policy protects your fine art collection against theft, you should speak with an agent at our office. They’ll have the best idea of whether this would apply to your situation.
For more information about how our home coverage policies could keep your fine art collection protected against theft and other issues, call our team at The Isom Insurance Group in Polk County, FL today!
